Peace of mind over the long haul.
Occupational Accident
OneBeacon’s Occupational Accident Insurance provides comprehensive coverage for work-related accidents. Highlights include:
- Coverage for both owner operators and contract drivers
- High medical limits
- Accident disability income coverage
- Temporary total disability
- comparable to a short term disability plan
- weekly disability payments made for limited duration
- based on percentage of earnings
- Continuous total disability
- comparable to a long term disability plan
- covers driver who has been hurt for an extended period of time
- coincides with driver’s working lifetime
- based on percentage of earnings
- driver must qualify for disability benefits under Social Security
- Temporary total disability
- Comprehensive definition of “dispatch”
- Non-occupational benefits available
- Accidental Death & Dismemberment Benefits
Please refer to the policy for exact coverage description. Coverages are subject to policy terms and conditions and may not be available in all states.
What is it?
"Comprehensive definition of dispatch" example:
It’s Saturday morning, and the driver’s not delivering a load. His motor carrier requires him to change his oil, so he’s standing on the cab. Suddenly he slips and falls. With OneBeacon’s Occupational Accident Insurance, the driver would be covered.