It's no surprise that through expertise and understanding of the transportation industry, OneBeacon® developed a unique offering for Texas and Oklahoma-based motor carriers that have opted out of their domiciled state's workers compensation program. A venue contingent liability policy responds when an employee driver who is covered under the motor carrier's "opt out" policy, perfects a workers compensation claim outside of the domiciled state. For example, a Texas-based motor carrier opts out of the state workers compensation program and chooses a "non-subscriber" policy. This Texas-based motor carrier has employee drivers that travel interstate. The venue contingent liability policy would protect the motor carrier from the employee driver trying to perfect a workers compensation claim outside of the domiciled state.